Michael J. Clark, Esquire received his B.A. from The University of Stockton in 1997 and his J.D. from Widener University School of Law in Delaware in 2005. He has been practicing consumer finance litigation for about a decade and a half. He handles foreclosure-related litigation, including bankruptcy and title litigation, as well as appellate matters. His practice includes defending lenders and loan servicers for claims brought under TILA, RESPA, FDCPA, Predatory Lending, Quiet Title, and Consumer Fraud claims in Pennsylvania and New Jersey state and federal courts.
Of particular note, on appeal Michael was successful in overturning a judicial tax sale on a Pennsylvania property where the lender held a significant mortgage lien. The judicial tax sale divested the lender of its mortgage lien against the property located on the Main Line area in the Philadelphia suburbs. The property had been purchased by a third-party investor for a mere $36,469.00. The Commonwealth Court reversed the judicial tax sale because the Tax Claim Bureau did not comply with the Real Estate Tax Sale Law’s notice requirements. Michael raised the notice defects in the lower court to preserve them on appeal, which served as the basis for successfully overturning the judicial tax sale to the third-party and thereby. Consequently, his client’s mortgage lien against the property was not divested.
In terms of speaking engagements, Michael has been a co-panelist at the Pennsylvania Bar Institute’s “Don’t Mortgage Your Future” and “The Pre-Foreclosure Process”.
Admitted to the Pennsylvania Bar – 2006
Admitted to the New Jersey Bar – 2006
U.S. District Courts for E.D.PA, M.D. PA, W.D. PA, D.NJ.