M. Troy Freedman, Esquire graduated from Dickinson College in 1996 with a B.A. in Political Science, where he was the senior class president; and from Widener University School of Law in 1999, where he was a member of the Moe Levine Trial Advocacy Honor Society. He has served as a contributing legal advisor for the Employer’s Practical Legal Guide (published by the National Institute of Business Management) and as an arbitrator for the Montgomery County Court of Common Pleas, presiding over cases involving non-payment of credit cards, non-payment of wages, construction disputes, and personal injuries.
Over the past 19 years, Troy has represented consumers as well as business entities including lending institutions, mortgage servicers, a vehicle rental company, a sports photography website, a collection agency, title insurers, a premium finance company, commercial landlords, residential landlords, dry cleaners, laundromats, delis, restaurants, wholesalers, small retail stores, franchisees, general contractors, subcontractors, and an alarm monitoring company in litigation, transactional, and real estate matters. Currently, Troy focuses on all aspects of creditors’ rights and complex real estate matters, consistently looking for new, creative, and more cost-effective solutions to legal issues.
An avid writer on the mortgage industry and legal history, Troy has authored the following articles, all of which have been published: “In an Age of ‘Beautiful, Clean Coal’ and Cutting-Edge Fossil Fuel Tech, Do We Still Need to Care about Disasters like the Underground Mine Fire at Centralia” (Pa. Bar Assoc’n Q., July 2019 ed.); “A Departure from Dodd-Frank and Traditional Loan Underwriting Methodology May be Appropriate: A Case-Study of Milton S. Hershey” (Pa. Bar Assoc’n Q., July 2017 ed.); “Bronze Age and Religious Roots of Modern Debtor-Creditor Law” (Pa. Bar Assoc’n Q., Oct. 2018 ed.); “Dealing with a Rambo-Type Foreclosure Litigator” (www.housingwire.com); “Dealing with Homeowners Who Want More Time” (www.housingwire.com); “Borrower Spends on Lingerie…Should They Get a Loan Mod?” (www.housingwire.com); “Pennsylvania Foreclosure Diversion Programs: Out of Control?” (www.housingwire.com); “The New Normal and the Foreclosure Trial Tackle Box” (www.housingwire.com); “Get Proactive & Be Prepared in Dealing with Foreclosures” (www.cujournal.com); “Legal Documents & That Other Law (Murphy’s)” (www.cujournal.com); “Borrowers Behaving Badly: What Happens When Lenders/Servicers Inadvertently Encourage Borrowers to Lie, Cheat, and Steal?” (Legal League Q., Winter 2013 ed.); and “C.F.P.B., Good Record-Keeping, and the ‘New Normal’” (Legal League Q., Summer 2013 ed.).
Troy’s speaking engagement consist of the following: facilitator for the Spring 2013 Legal League 100 Servicer Summit in the “Dealing with the Most Common and Creative Defenses to Foreclosure” round table and conversation starter for the Fall 2013 Legal League 100 Servicer Summit in the “Bankruptcy: Life with the New Mortgage Claim” round table.
Troy is proud to have received lead counsel ratings in bankruptcy and real estate, and Capital One’s Outstanding Partnership Award in 2017.
Troy enjoys spending time and vacationing, especially to Disney World in Florida, with his wife and two daughters, Helene and Hannah, who are both competitive cheerleaders and volunteer coaches at PA Heat in Pottstown. He also enjoys extreme fitness/HIIT workouts, distance runs, and tough mudders.